Alleged Policies
Just because you don’t have a copy of your insurance policy doesn’t mean you still can’t prove you are entitled to coverage. Under New Jersey law, a party seeking coverage can still establish the existence of the alleged policies. Borough of Sayreville v. Bellefonte Ins. Co., 320 N.J. Super. 598, 728 A.2d 225 (App. Div. 1998). You simply must prove the existence and contents of the alleged policies by a preponderance of the evidence, Id. at 599, and bring the claim within the coverage of the policies. Diamond Shamrock Chemicals Co. v. Aetna Cas. & Sur. Co., 258 N.J. Super. 167, 216, 609 A.2d. 440 (App. Div. 1992).
Here at Verp & Leddy, we have experience working alongside insurance brokers and agents. Our decades of experience representing some of the world’s largest insurance companies give us an intricate firsthand knowledge and understanding of their organizational structure, document retention and preservation protocol, as well as the composition and content of standard policy forms and endorsements, which allow us to successfully navigate complex insurance coverage litigation. It is not just you against big insurance. Verp & Leddy is here to help.
